Clik here to view.
What Are the Basic Types of Life Insurance?
One of the best ways to protect against the financial consequences of a primary wage earner’s premature death is life insurance. However, only about 6 out of 10 Americans actually own life insurance...
View ArticleClik here to view.
Do You Know Who Your Beneficiaries Are?
Click of the link for a short Video Presentation Beneficiary Video
View ArticleClik here to view.
What Is Term Life Insurance?
Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your...
View ArticleClik here to view.
Prepared for Long-Term Care Expenses?
In general, Americans are not sufficiently prepared to pay for long-term care. Many of them go through their lives simply hoping that they won’t ever need it. Unfortunately, in the event that you or a...
View ArticleClik here to view.
What Is Variable Life Insurance?
The insurance industry has introduced different types of insurance to meet consumers’ needs. For example, universal life insurance was created to provide a solution for many of the perceived...
View ArticleClik here to view.
How Can You Insure Your Future?
Long ago, people realized that there is strength in numbers. For hundreds of years, we have been joining forces against all kinds of calamities — including financial troubles. The concept of insurance...
View ArticleClik here to view.
Last-Survivor Life Insurance
Last-survivor life insurance has been a popular estate conservation tool for couples who want to help protect their legacy from estate taxes. Because this type of policy pays a benefit after the...
View ArticleClik here to view.
How Can I Determine the Financial Strength of My Insurance Company?
How do you compare life insurance companies? What features do you examine? What criteria do you use? How do you know what to look for?Making sure that your insurance company is financially sound is an...
View ArticleClik here to view.
Married? Married with children?…How do I protect the ones I love?
Protecting the ones I love? (VIDEO)
View ArticleInteresting Statistics
A recent poll of financial planners and clients rated the top four risks in retirement. They were: Planners 1. Longevity 2. Volatility 3. Healthcare 4. Inflation Clients 1. Healthcare 2. Inflation 3....
View ArticleClik here to view.
What is an Annuity?
Annuities tend to get a bad rap in the main-stream media. Why, because annuities can be oversold to the consumer. Advisor’s push these insurance products because they tend to offer really good short...
View ArticleClik here to view.
Maximizing Your Insurance Benefits
Understanding the threat of estate taxes on your life insurance proceeds is the first step in protecting these funds from unnecessary taxation. The next steps are determining the appropriate ownership...
View ArticleClik here to view.
Women Lack Life Insurance
Women comprise almost half the U.S. labor force and their contributions to family finances are more important than ever.1 A record 40% of households with children under age 18 include mothers who are...
View ArticleClik here to view.
Life Insurance for Business Owners
If you own your own business, chances are you’ve at least thought about the conditions under which you will make your departure from the business and who is going to take over after you leave....
View ArticleClik here to view.
Do You “Speak” Annuities?
In a 2013 survey, 38% of “transition boomers” (ages 55 to 65) reported that they don’t “have a clue” about annuities. Yet almost nine out of 10 expressed a desire for the kind of guaranteed income...
View ArticleWhy Purchase Life Insurance?
We’ve all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have a family who relies on...
View ArticleClik here to view.
What Is Term Life Insurance?
Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your...
View ArticleClik here to view.
How Can You Insure Your Future?
Long ago, people realized that there is strength in numbers. For hundreds of years, we have been joining forces against all kinds of calamities — including financial troubles. The concept of insurance...
View ArticleClik here to view.
What is Tax Deferral? How Life Insurance Products Play a Role?
“Tax deferral” is a method of postponing the payment of income tax on currently earned investment income until the investor withdraws funds from the account. Tax deferral is encouraged by the...
View ArticleClik here to view.
How Can I Determine the Financial Strength of My Insurance Company?
How do you compare life insurance companies? What features do you examine? What criteria do you use? How do you know what to look for? Making sure that your insurance company is financially sound is...
View Article