Health Insurance Portability and Accountability Act or better known as HIPAA specifies six activities of daily living. The two or more activities of daily living that a chronically ill individual cannot perform without substantial assistance must be among these six. These six activities of daily living are defined under HIPPA’s provision as:
1. Eating
2. Bathing
3. Dressing
4. Continence
5. Toileting
6. Transferring
These are terms that are used when discussing the sale of Long-Term Care Insurance Policies. To learn more please contact your local agent and contact me for an appointment to discuss the type of policy that meets yours or a loved one’s needs.